tag:blogger.com,1999:blog-8489363879633129568.post3023355908932275946..comments2023-11-13T11:54:56.769-08:00Comments on DePaolo's World: It's Just MoneyAnonymoushttp://www.blogger.com/profile/02446191842560064784noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8489363879633129568.post-5052833951728526122015-11-12T11:24:56.090-08:002015-11-12T11:24:56.090-08:00The California Fraud Assessment Commission exists ...The California Fraud Assessment Commission exists because self insured employers fund this Commission to the tune of about <br />$33, 000,000 dollars every year if not more. This is not only a major conflict of interest by the state of California Insurance Department BUT also why the CA.FAC rarely goes after self insured employers and their insurer carriers for fraud.<br />Fraud as large as this comes out of consumers pockets, either through premiums on any insurance premium or added costs on a product such as health care costs when a self insured company is in the medical business such as HMO's or PPO's, or what a person buys in the retail business..etc.. <br />The insurance industry with it's NICB claims to spend around 5, 000,000,000 dollars a year to go after fraud of claimants, NOT the self insured companies which include a major market in surveillance that uses many illegal and militaristic style tactics.<br />The FBI is now conducting an investigation on a large selfinsured employer for hundreds of thousands of dollars denied to ONE claimant over a period of many years. How many other injured workers with a life time of disabilities, the totally disabled are shifted off to SSA/Medicare/SSI/Medi-cal/Medcaid, state disability & other tax payer social safety net funded programs? That is a huge cost to all of us, into the many yearly billions, all to tax payers who paid or pay into a system not designed for employers to shift their financially responsibility to. <br />The money saved by employers is then rerouted to their CEO's bottom line for investors and then to the CEO's retirement plans. See where this is going? So, since employers are their own insurance plans, making money off injured workers while shafting the states & federal government through taxes and social safety net programs or as consumers of everything that we pay for, then we as the injured workers/employee/taxpayer/citizen ARE shafted into paying for our own injuries. What can be the total price on injured workers who cannot work ever again, the cost of trying to live with one's injury or illness or dies because of self insured employers rarely pay for the severity of an injury while the money is either fraudulently taken by many other than the injured workers or shifted to safety net programs or the injured worker who goes without the proper medical care and then get to live in poverty along with their families.<br />The there is a moral cost of all of this, that is pervasive in and on our society, that selfinsured employers get to break the laws and it has been done every day, all day for over 30 years, besides profiting billions off of injuring workers, that self insured employers can do whatever they as "citizens" want to do, without penalties or jail time.<br /> <br />But should an injured worker get put in jail for imagined charges, that this is yet another cost that burdens the taxpayers.<br />That this is a rogue and parasitical operation on human beings called American workers. It is as if there is this huge disgust for working class citizens. Certainly not paying them decent wages or obeying laws for family leave, sick leave, discrimination's, harassment's, and other abuses on the job are among other protections that were once in place are other areas of true and utter disgust for the working class. Moral and human costs.<br /><br />It's an abomination and downright scourge of corporations on us real working American citizens, citizens who lost or lose everything for their future and what they earned prior to an injury on an illness or death that they had nothing to do with. <br />I know of hundreds of injured/ill/disabled/dead workers that lost everything and that figure goes into the millions of injured/ill totally disabled workers which is about 7% of the disabled of what is paid out for total disabilities by SSA /Medicare since this concurrently started in the 70's by congress under the Nixon Administration and the congress again under the Reagan administration.<br /><br />So the cost to all of us is a lot more than just $ 412.00 a year.Dina Padillahttps://www.blogger.com/profile/10313985766065677265noreply@blogger.com